Turo Fees Explained: What Turo Actually Takes From Hosts (2026)
- Your protection plan is the big lever: Turo keeps roughly 10–40% of the trip price depending on the plan.
- Extras like delivery and young-driver fees follow their own rules — read your plan, not the forum.
- Track per-trip take-rate across a month; averages hide expensive surprises.
The one number that matters: your take-rate
Hosts argue endlessly about individual fees. The only number that pays your bills is the take-rate: what percentage of the renter’s total actually lands in your bank. Compute it per trip and per month — payout divided by trip price. If it drifts, something changed: your plan, the trip mix, or a fee you did not notice.
Protection plans set the baseline
Turo’s host protection plans trade fee percentage for damage protection. Broadly: the plans with the highest host earnings (around 90 percent of the trip price) leave you carrying more of the risk and deductible; the plans that protect you most keep roughly 60 percent for you. Where you sit should depend on your cars’ value, your deductible tolerance, and whether you carry commercial insurance of your own.
| Plan style | You keep (approx.) | Who carries the risk |
|---|---|---|
| Minimum protection | ~85–90% | Mostly you (high deductible) |
| Middle plans | ~75–80% | Shared |
| Maximum protection | ~60–65% | Mostly Turo (low/no deductible) |
Exact percentages change and vary by market — always confirm inside your host dashboard, and remember the plan is set per vehicle, so a mixed fleet can (and often should) mix plans.
The quiet money: extras and adjustments
- Delivery fees — typically pass through to you, minus the platform’s cut structure for your plan.
- Young-driver and trip fees — largely retained by the platform; do not budget them as income.
- Reimbursements (fuel, tolls, smoking) — paid when approved, but timing lags trips by days or weeks, which muddies monthly numbers.
Why reconciliation beats memory
A month of trips produces dozens of payout lines: earnings, adjustments, reimbursements, occasionally clawbacks. Matching each deposit to its trips is exactly the kind of work software should do — CarCEO’s channel view shows trip price, what Turo kept, and what you kept, side by side with your direct bookings, so you can see which channel actually earns more (spoiler: it depends on utilization).