Turo Host Fees in Canada: What Actually Lands in Your Bank (CAD)
- Your protection plan is the lever: Turo keeps roughly 10–40% of the trip price depending on the plan you pick per vehicle.
- On marketplace trips in Canada, Turo generally collects and remits GST/HST/QST — your direct bookings stay your responsibility.
- Track your per-trip take-rate in CAD monthly; averages hide expensive surprises.
The one number that matters: your take-rate
Ignore forum debates about individual fees. The number that pays your bills is the take-rate: payout divided by trip price, per trip and per month, in Canadian dollars. When it drifts, something changed — your plan, your trip mix, or a fee you didn’t notice.
Protection plans set the baseline
Turo’s host protection plans trade fee percentage for damage protection: the highest-earning plans leave roughly 85–90 percent of the trip price with you but carry the biggest deductible; the maximum-protection plans keep roughly 60–65 percent for you with little or no deductible. The right plan depends on the car’s value, your deductible tolerance, and whether you carry your own commercial policy. Plans are set per vehicle — a mixed fleet can mix plans deliberately.
| Plan style | You keep (approx.) | Who carries the risk |
|---|---|---|
| Minimum protection | ~85–90% | Mostly you (high deductible) |
| Middle plans | ~75–80% | Shared |
| Maximum protection | ~60–65% | Mostly Turo (low/no deductible) |
Exact percentages change and vary by market — confirm inside your host dashboard rather than trusting screenshots from forums.
Taxes: the Canadian wrinkle
Since Canada’s digital-platform tax rules took effect, Turo generally collects and remits GST/HST (and QST in Quebec) on marketplace trips. The trap is assuming that covers your whole business: your direct bookings, website rentals, and off-platform extensions are on your own GST/HST registration — collected, reported and remitted by you (see the GST/HST guide).
Reconciliation beats memory
A month of Canadian trips produces dozens of payout lines: earnings, adjustments, reimbursements for fuel and tolls (407 ETR receipts, anyone?), occasional clawbacks. Matching each deposit to its trips — and each trip to what the platform kept — is exactly what software should do. CarCEO’s channel view shows trip price, platform cut, and your keep side by side with your direct bookings, all in CAD.