In 2026, Turo keeps 10–30% of the trip price on most bookings, depending on your earnings plan: hosts keep 70%, 80%, or 90%, and the More Earnings plan pays out 100% on trips booked 28 or more days in advance. Two variables set your exact split — which plan your car is on, and how far ahead the guest booked.
Search "how much does Turo take" and you'll find claims from 10% to 40%, most of them describing protection plans Turo retired. This page publishes the complete 2026 plan × booking-window payout matrix — the same matrix that powers our free calculator — plus three gross-to-net worked examples, because your real number after costs is always lower than your payout.
Key Takeaways
- Turo's cut is 10–30% on most bookings. Under Turo's published US host-earnings model, hosts keep 70% (Peace of Mind), 80% (Balanced), or 90% (More Earnings) on trips booked 3–13 days ahead — the headline numbers Turo shows.
- The booking window moves your share. Last-minute trips (0–2 days out) pay 65–85%; trips booked 28+ days ahead pay 80–100%. The share locks at booking time.
- You can pay Turo nothing. More Earnings plus a booking made 28+ days in advance = 100% host share, 0% Turo fee.
- The guest's checkout total is not your gross. Turo charges guests a separate trip fee; your share is calculated on the trip price, which is why "Turo takes 40%" keeps circulating.
- Your true net is lower than your payout. Miles, cleaning, and depreciation come out of your side — the worked examples below show realistic numbers.
The Short Answer: How Much Turo Takes in 2026
For most bookings — the 3–13 days-ahead window Turo uses for its headline numbers — here is the split under each 2026 earnings plan:
| Earnings plan | You keep | Turo takes | Best for |
|---|---|---|---|
| Peace of Mind | 70% | 30% | Lowest damage exposure ($250 responsibility) |
| Balanced | 80% | 20% | Most hosts; moderate exposure ($1,500) |
| More Earnings | 90% | 10% | High-volume hosts who accept $2,750 responsibility |
The plan names describe the trade: a bigger share of every booking in exchange for more damage responsibility if a guest wrecks your car. Peace of Mind caps your out-of-pocket damage responsibility at $250, Balanced at $1,500, More Earnings at $2,750.
One important caveat before the full matrix: shares can differ by market and account. Treat these as Turo's published US model and confirm your own numbers in your Turo dashboard or on help.turo.com before you reprice anything.
What Changed in March 2026: Protection Plans Became Earnings Plans
Around March 2026, Turo restructured its US host plans into three "earnings plans" — and this is exactly why most fee articles you'll find are wrong. The old protection-plan framing tied your share to a single fixed percentage; the 2026 model makes your share dynamic.
| Old protection-plan era | 2026 earnings plans | |
|---|---|---|
| What sets your share | Your protection tier alone | Plan × how far ahead the trip was booked |
| Plan names | Tiers named around fixed host percentages | Peace of Mind, Balanced, More Earnings |
| 100% payout possible | No | Yes — More Earnings, booked 28+ days out |
| When your share is set | Per plan | Locked at the moment of booking |
The practical consequence: any article quoting one flat percentage per plan is describing the retired system. If you're deciding between the three plans, we've broken down which earnings plan makes you more (full comparison) with break-even math by damage risk.
The Full Payout Matrix: Plan × Booking Window
This is the table nobody else publishes. Your host share depends on the plan and how far in advance the guest booked; Turo's cut is simply 100 minus your share.
| Booking window | Peace of Mind | Balanced | More Earnings |
|---|---|---|---|
| 0–2 days ahead | 65% (Turo: 35%) | 75% (Turo: 25%) | 85% (Turo: 15%) |
| 3–13 days ahead | 70% (Turo: 30%) | 80% (Turo: 20%) | 90% (Turo: 10%) |
| 14–27 days ahead | 75% (Turo: 25%) | 85% (Turo: 15%) | 95% (Turo: 5%) |
| 28+ days ahead | 80% (Turo: 20%) | 90% (Turo: 10%) | 100% (Turo: 0%) |
Skip the spreadsheet — the free CarCEO Turo payout calculator runs this exact plan × booking-window matrix against your daily rate, trip length, and mileage, and shows your payout and Turo's cut instantly.
Three rules govern how the matrix is applied:
- The share locks at booking — extending a trip or switching plans later doesn't change it.
- Your share covers extra charges too — the trip price plus extra-mileage, additional-usage, and late-return fees all pay out at your share.
- It never touches the security deposit — deposits aren't income and Turo doesn't take a cut of them.
Three Worked Examples: Gross to Net
Percentages hide the money. Here are three realistic scenarios showing the full path from trip price to what actually lands in your pocket. Cost figures are illustrative estimates — plug in your own.
Example 1: $50/Day Weekend Trip, Booked 3 Days Out
Consider a 3-day weekend at $50/day on the Balanced plan. Booked 3 days ahead lands in the 3–13 day window: 80% host share.
| Line | Amount |
|---|---|
| Trip price (3 × $50) | $150.00 |
| Turo's cut (20%) | −$30.00 |
| Turo payout | $120.00 |
| Cleaning + wash | −$15.00 |
| Wear and depreciation (300 mi × ~$0.12) | −$36.00 |
| True net | ≈ $69.00 |
Your payout was 80% of gross — but your true net was about 46%. That gap, not Turo's fee, is what quietly kills hobby hosts.
Example 2: 7-Day Trip at $65/Day, Booked 2 Weeks Out
A week-long trip booked 14 days ahead moves you up a window: Balanced pays 85%. Say the guest also drives 120 miles over the included allowance at $0.30/mile — your share applies to that charge too.
| Line | Amount |
|---|---|
| Trip price (7 × $65) | $455.00 |
| Extra mileage (120 × $0.30) | +$36.00 |
| Turo's cut (15% of $491) | −$73.65 |
| Turo payout | $417.35 |
| Cleaning + turnover | −$20.00 |
| Wear and depreciation (850 mi × ~$0.12) | −$102.00 |
| True net | ≈ $295.35 |
Note the extra-mileage line: it's revenue, it's paid at your share, and it's exactly the kind of charge that goes untracked when hosts eyeball their earnings.
Example 3: 30-Day Booking Made a Month in Advance — the 100% Case
A monthly renter books your $40/day car 30 days ahead of pickup. On More Earnings, that's the 28+ day window: 100% host share, zero Turo fee.
| Line | Amount |
|---|---|
| Trip price (30 × $40) | $1,200.00 |
| Turo's cut (0%) | −$0.00 |
| Turo payout | $1,200.00 |
| Cleaning + turnover | −$25.00 |
| Wear and depreciation (1,400 mi × ~$0.12) | −$168.00 |
| True net | ≈ $1,007.00 |
The same booking on Peace of Mind pays out $960 — a $240 difference on one trip. The trade is your damage responsibility: $2,750 on More Earnings versus $250 on Peace of Mind. Whether that trade wins depends on your claim frequency, which is the core question in the plans comparison linked above.
Guest Fees vs Your Cut: Why the Renter's Total Isn't Your Gross
Here's the number-one source of the "Turo takes 40%" myth. Guests pay a trip fee on top of your trip price — Turo's charge to the renter, which varies by trip and never passes through you.
So a guest might pay roughly $600 at checkout for a trip priced at $455, and you receive $386.75 on an 85% share. Divide payout by the guest's total and you get 64% — which looks like Turo "took 36%."
It didn't. Your share was calculated on the $455 trip price; the rest was guest-side fees, taxes, and any young-driver or delivery charges.
The correct math is always: your payout = host share × (trip price + mileage/usage/late fees). The deposit, guest fees, and taxes sit outside that formula entirely.
What Turo's Cut Doesn't Cover: Your Real Cost Stack
Turo's fee is the visible cost. The invisible ones are bigger, and they're why car rental profit margins explained is worth reading before you scale. Realistic per-trip estimates for a mid-market used vehicle:
| Cost | What drives it | Realistic per-trip figure |
|---|---|---|
| Depreciation + mechanical wear | Miles driven | ~$0.08–$0.15 per mile |
| Cleaning and turnover | Every trip | $10–$25 |
| Tires and brakes | Miles + driving style | ~$0.03–$0.05 per mile (inside the wear figure) |
| Damage responsibility exposure | Your plan | $250 / $1,500 / $2,750 per incident |
A 300-mile weekend trip can easily carry $40–$60 of real cost before Turo takes a cent. That's why the worked examples above show true net at 45–85% of trip price — a range that depends far more on mileage and trip length than on your earnings plan.
Does Turo Take 40%? Debunking the Numbers You'll See Online
No. Under Turo's published 2026 US host-earnings model, the maximum cut is 35% — and only for Peace of Mind hosts on trips booked 0–2 days before pickup. Here's where the common claims come from:
| Claim you'll see | Where it comes from | 2026 reality |
|---|---|---|
| "Turo takes 40%" | Comparing payout to the guest's checkout total | Max cut is 35% (Peace of Mind, 0–2 days) |
| "Turo takes a flat 25%" | Stale protection-plan articles | No flat rate — plan × booking window |
| "Hosts keep 90%" | Quoting one plan's headline number | 90% is More Earnings in the 3–13 day window; the full range is 65–100% |
| "Fees come out of your deposit" | Confusion about deposits | Security deposits are never touched |
How to Keep More of Every Booking
The matrix isn't just trivia — it's three concrete levers.
Match Your Earnings Plan to Your Booking Mix
If your trips are mostly long bookings from careful monthly renters, More Earnings' 90–100% shares can beat Balanced by hundreds of dollars a month. If you run cheap cars with high claim frequency, the $250 responsibility on Peace of Mind may be worth its 20-point share penalty versus More Earnings. Run your last 90 days of bookings through both plans before switching — the plans deep dive linked earlier walks through the break-even math.
Win More 28+ Day Advance Bookings
Every plan pays 15 points more at 28+ days than at 0–2 days. Practical moves: open your calendar 3+ months out, price long-lead weekends early instead of waiting for last-minute demand, and enable longer trip durations so monthly renters — who book far ahead — can find you. On a $1,000 booking, moving from the last-minute window to the 28+ window is worth $150 at the same plan.
Track Net Revenue per Booking, Not Gross
Most hosts know their payouts; almost none know their per-booking net after Turo's cut, mileage wear, and cleaning. This is where rental management software earns its keep once you're past one car.
CarCEO PRO has an automatic Turo fee calculator built in: it applies the correct host share by earnings plan and booking window to each booking — including late-return and extra-mileage charges, never the deposit — and its financial reports show true net revenue per booking and per vehicle. You can even override the earnings plan on a single booking or edit the host-share matrix if your market's percentages differ.
Common Mistakes Hosts Make With Turo Fees
- Judging plans by the headline number. The 70/80/90 split only applies to the 3–13 day window. If most of your bookings are last-minute, your real average share is lower than you think.
- Confusing the guest's total with your gross. Payout ÷ guest checkout total is a meaningless ratio. Compute your share against trip price plus mileage and late fees.
- Forgetting the share locks at booking. Switching plans today changes future bookings only — existing reservations pay out at the share in force when they were booked.
- Ignoring that extra charges are revenue too. Late-return fees and excess mileage pay out at your host share. If you're not billing overage miles, you're donating them.
- Tracking gross across a growing fleet. With one car you can eyeball it; with three-plus you can't. If you're scaling, read our playbook on managing multiple cars on Turo — per-car net tracking is where multi-car hosts either professionalize or stall. CarCEO PRO's free Starter plan covers 2 vehicles with unlimited contracts, which is enough to test proper net-revenue tracking before you commit to anything.
FAQ
How much does Turo take from hosts?
Under Turo's published 2026 US model, Turo takes 10–30% of the trip price on most bookings: hosts keep 70% on Peace of Mind, 80% on Balanced, and 90% on More Earnings for trips booked 3–13 days ahead. The full range is 0–35% depending on plan and booking window.
Does Turo take 40%?
No. The maximum cut under the 2026 model is 35%, and only for Peace of Mind hosts on trips booked 0–2 days before pickup. The 40% figure usually comes from comparing the host payout to the guest's checkout total, which includes separate guest-side fees that never involved your share.
What are Turo earnings plans?
Earnings plans are Turo's 2026 US host plans: Peace of Mind ($250 damage responsibility), Balanced ($1,500), and More Earnings ($2,750). Each pairs a damage-responsibility level with a host-share schedule that rises the further in advance a trip is booked, from 65–85% last-minute up to 80–100% at 28+ days.
How do you keep 100% of the trip price on Turo?
Be on the More Earnings plan and get the trip booked at least 28 days before it starts. That combination pays a 100% host share — Turo takes nothing from the trip price. The trade-off is the plan's $2,750 damage responsibility, so it suits hosts with low claim frequency and long booking lead times.
What happened to Turo protection plans?
Around March 2026, Turo restructured its US protection plans into three earnings plans: Peace of Mind, Balanced, and More Earnings. The big change is that your host share is no longer a single fixed percentage — it now varies with how far in advance each trip is booked, and it locks at booking time.
How much does the average Turo host make per month?
There's no honest single number — it depends on your market, car, daily rate, and utilization. The math that matters: days rented × daily rate × your host share, minus mileage wear, cleaning, insurance, and payments. A single mid-range car renting 15 days a month at $50/day on Balanced might pay out around $600 before costs — run your own figures rather than trusting averages.
Conclusion
The 2026 answer to "how much does Turo take" is a matrix, not a number: 0–35% of trip price, set by your earnings plan and the booking window, locked at booking time, applied to trip price plus mileage and late fees, and never to deposits. Most of what ranks online still quotes the retired flat-rate plans — trust your dashboard, and trust math you can verify.
The bigger lesson from the worked examples: Turo's cut is the cost you can see. Mileage wear, cleaning, and depreciation take a second, larger bite, and hosts who track true net per booking make better plan, pricing, and fleet decisions than hosts who track payouts.
Want your exact numbers instead of a table? Run your rate, trip length, and booking window through the free Turo payout calculator — it applies the full 2026 plan × window matrix in seconds, no signup required.